Appraisal services for Celina and Mercer County homeowners

Here are the top 7 reasons Ohio homeowners order from Willow Street Appraisals:

Get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
To challenge your property tax assessment in Ohio
Remove PMI to reduce a mortgage payment
Reinstate their Home Equity Line of Credit (or HELOC)
Review a different appraiser's report for verification
If real estate property needs to be divided because of a divorce
To settle an estate in Ohio by determining the true market value of the real estate in question


	Do you own a house in or near Celina? Do you need help deciding the price of your real estate? Contact Willow Street Appraisals.

At Willow Street Appraisals, we understand the unique needs of a consumer looking for appraisal services. Our customary business clients are used to the appraisal process and the customary documents we provide. As our non-traditional client, you can expect extra guidance and explanations through the appraisal process to understand what we do and how we document our conclusions.

For Sale by Owner/Pre-Listing Services

Since you have an emotional attachment to your house, it's often very hard to be objective about it. Professional appraisers, like the ones at Willow Street Appraisals, are objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your home will attract interested buyers. It gives you something tangible to show the buyer. It's an independent third party's opinion of your property's value, and not just how much your home is worth. Interested buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to an accomplished appraiser's value assessment than yours.

Challenge Tax Assessment

Your local tax assessor may have your home overvalued if you live in an area that's going down or not appreciating as much as other properties close to yours. This means you're most likely paying higher taxes than you should be paying. The faster you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal report from Willow Street Appraisals is your chief weapon when contesting your property tax assessment.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a preferred way to cut expenses for homeowners. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your house. In most cases you can apply to your lender to have the PMI canceled from your loan. We are qualified in helping people just like you remove unneeded PMI insurance.

Recently got a freeze to your HELOC?

If your house is in or near a declining area, your lender may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be unsuitable from a cash flow point of view, and damaging to your credit score since it may appear as though that credit line is maxed out. An expert appraisal from Willow Street Appraisals can help you reinstate your HELOC.

We Also Offer Field and Desktop Appraisal Review Services

Have you just accepted a copy of your appraisal and you'd wish to have a veteran appraiser double-check it for precision or do you want a second opinion without the added expense and delay of waiting for a whole new appraisal? Willow Street Appraisals offers field reviews where we'll go out and check the subject and comps in question. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? We can help with that too. Although most appraisal reviews are requested by lenders for quality control, homeowners suspecting they've been the victim of mortgage fraud are prudent to get a second opinion.